So the ‘grown up series’ is in full swing now!
I’m genuinely loving writing it and sharing a few golden nuggets of ‘wisdom’ with you all :)
I hope you’ve all enjoyed the posts so far, today I’m going to talk to you about Pet Insurance!
Now that you’ve found your lovely home, insured it, saved a few pennies and hopefully moved everyone including your pets (if you have any!) in, it’s time to think about insuring the furrier members of your family in the same way you’ve insured all of your other belongings.
I think pet insurance is something a lot of people forget about or put at the bottom of their to do list but it really is so important, especially if you’re moving your pet to a new area/home... accidents sadly do happen.
Pet Insurance is something that’s really important to me. My Dad has a chocolate Labrador called Buddy and my Mum has a dog called Pepsi (photo at the top of this post!) and 3 cats Bacardi, Gizmo and Angel.
When Pepsi was a puppy she bumped into a thorn bush when we were walking her through a field and got a thorn lodged into her eyeball (sorry if you’ve squeamish), we rushed her off to the vets where she went straight under the knife and received over £3,000 worth of surgery. Luckily my Mum insures all of her animals and she actually only had to pay the £150 excess for all of the surgery. If Pepsi hadn’t had the surgery she wouldn’t be with us today, and there’s no way we could have paid £3,000 at the time so we were incredibly relieved that we had the insurance in place!
Since then we’ve had various other issues in the family, Buddy got ill after eating a plastic bag (typical Lab!) and Gizmo was attacked by another cat and was very poorly.
Each time my Mum and Dad claimed on the pet insurance and saved thousands and thousands of pounds!
Pet insurance has loads of benefits:
• You obviously only pay your excess instead of the full cost of any treatment
• Cover can be tailored to your individual needs or your pets needs
• Pets can normally be insured from 8 weeks old and most plans have no maximum age limit
• You can get advice and support if/when your pet sadly passes away
• Some companies offer multi-pet discount, this is something that saves my mum lots of pennies!
• Standard excess is normally about £50 – that’s not much at all to save your beloved pets life!!!
Sadly I'm not currently allowed any pet’s but want a rabbit, cat and dog in the future and I’ll definitely be insuring them!!
Do you currently have any pets? Have you insured them?
Don’t forget to tell me all about it in the comments and tell me if the ‘grown up’ series has been useful for you so far!!
xo
Awesome post Cat, one thing I would say is that as your pet gets older, check exactly what the insurance will cover. We stopped insuring our dog Monty this year, because we found out the insurance wouldn't cover actually pay for anything if he needed surgery or treatment or whatever after he turned 8... he's now 9.
ReplyDeleteAwesome post! Got me thinking if this is even possible in my country (probably is), as we have a Weimaraner and he's starting to have some problems with allergies, and the proper testing that has to be done costs alot. But i doubt that the insurance even covers it. Guess i need 2 do some research.
ReplyDeleteah bless, your poor dog being hit by a car- glad he's all better now :)
ReplyDeletePet insurance is something people always forget about! it's so costly if anything were to happen to them, and like us they get sick and have accidents too. Our family dog Caramel is insured, the only thing it doesn't cover her for is anything dental which is unfortunate as she's a princess, chewing is beneath her in her eyes! so she has pretty bad teeth which will need seeing to soon and is going to cost ££, people over look something so important!
ReplyDeleteAlso, good to see the Buddy is recovering from his accident, my mum trains guide dogs and we've had ten, so your plastic bag tale rings home with me! one of guide's Blake had to go to the vet after chewing up and swallowing a 'labrador proof' toy! silly things!
So glad that you're back Cat, I've missed you! <3 xxx
I've done a post similar to this also! I think having pet insurance is just a must. For so so many reasons. Working where I do aswell, you see so many owners that just can't afford to pay for their animals treatment & it's so so sad.
ReplyDeleteIt's also good if they get lost or stolen (With some insurers. We also had a Mastiff RTA in just Thursday, the dog ran out of the garden into the road and hit a car. That's 67kg of damage to the car, and as it was the dogs fault, they have to pay. If they didn't have insurance for the dog, it would be so expensive as well as fixing the dog!
And just making sure they're covered for life cover is very important too, especially as they get older, as it's things like kidney failure & diabetes that will need paying for long term x